Privacy Policy

Last Updated: October 23, 2025

Your privacy is important to us. This Privacy Policy explains how Forecastly ("we," "our," or "us") collects, uses, discloses, and safeguards your information when you use our financial forecasting application.

1. Information We Collect

Personal Information

When you create an account or use our services, we may collect:

  • Contact information (name, email address)
  • Account credentials
  • Profile information
  • Communication preferences

Financial Information

To provide our forecasting services, we collect:

  • Account balances and transactions
  • Income and expense data
  • Budgeting information
  • Financial goals and projections

Encrypted

Technical Information

We automatically collect certain technical data when you use our services:

  • Device information and IP address
  • Browser type and version
  • Usage patterns and analytics
  • Cookies and similar technologies

2. How We Use Your Information

Purpose Information Used Legal Basis
Provide forecasting services Financial data, account information Contractual necessity
Account management Contact information, credentials Contractual necessity
Service improvements Usage data, analytics Legitimate interests
Security & fraud prevention Technical data, login information Legitimate interests
Customer support Contact information, service data Contractual necessity

3. Data Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We work with trusted third-party providers who help us operate our services:

  • Cloud hosting services
  • Data analytics providers
  • Customer support platforms
  • Payment processors (for paid subscriptions)

Legal Requirements

We may disclose information when required by law or to:

  • Comply with legal obligations
  • Protect our rights and property
  • Prevent fraud or security issues
  • Protect the safety of our users

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

4. Data Security

We implement appropriate technical and organizational measures to protect your information:

  • Encryption: All financial data is encrypted in transit and at rest
  • Access Controls: Strict access limitations to sensitive information
  • Regular Audits: Security assessments and vulnerability testing
  • Data Minimization: We only collect what we need to provide our services

No Bank Credentials: Forecastly does not store your online banking usernames or passwords. We use secure token-based authentication where supported by financial institutions.

5. Your Rights and Choices

Access and Control

You have the right to:

  • Access your personal information
  • Correct inaccurate data
  • Delete your account and data
  • Export your data in a portable format
  • Object to certain processing activities

Account Settings

You can manage your privacy preferences through your account settings, including:

  • Communication preferences
  • Data sharing options
  • Account deletion requests

Cookies and Tracking

You can control cookies through your browser settings. However, disabling essential cookies may affect service functionality.

6. Data Retention

We retain your information only as long as necessary to provide our services and fulfill the purposes outlined in this policy:

  • Active Accounts: Data retained while your account is active
  • Inactive Accounts: Data deleted after 24 months of inactivity
  • Legal Requirements: Some data retained to comply with legal obligations
  • Backup Data: Securely deleted according to our retention schedule

7. International Data Transfers

Forecastly is based in the United States. If you are located outside the U.S., your information may be transferred to and processed in the United States. We ensure appropriate safeguards are in place for international data transfers.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to remove that information.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

  • Posting the updated policy on our website
  • Sending email notifications to registered users
  • Updating the "Last Updated" date

Your continued use of our services after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: Contact support

Data Protection Officer

info@meridianwealth.tech

Meridian Wealth Technologies, LLC

600 W Broadway Ste 700100A

San Diego, CA 92101