Risk-Reward Ratio: Setting Realistic Targets

A positive risk‑reward ratio is the secret to long‑term profitability. Learn how to calculate it, what ratios make sense, and how to combine it with your win rate.

Phase 2: Risk Management · 7 min read

📊 What is Risk‑Reward Ratio?

The risk‑reward ratio (R:R) compares the potential loss of a trade to its potential gain. If you risk 20 pips to make 40 pips, your ratio is 1:2 (you stand to gain twice what you risk).

A good R:R doesn’t guarantee profits – you still need a decent win rate – but it ensures that you can be wrong more often than right and still come out ahead. This article shows you how to set realistic targets and why the ratio matters more than the direction of a single trade.

R:R Formula

Reward ÷ Risk

If risk = 20 pips and reward = 40 pips, R:R = 40/20 = 2 (written as 1:2).

Common Ratios

1:1.5 to 1:3

Most professionals aim for at least 1:2. Scalpers may use 1:1, but need a very high win rate.

Win Rate Connection

Break‑even formula

Break‑even win rate = 1 / (1 + R:R). For 1:2, you need only 33.3% wins to break even.

Setting Targets

Based on structure

Don’t pick random ratios. Use support/resistance, Fibonacci, or ATR to set realistic take‑profit levels.

🧮 The Math of Long‑Term Profitability

Your overall profitability depends on both your win rate and your average risk‑reward ratio. The formula for expected value per trade:

Expectancy = (Win% × Avg Win) – (Loss% × Avg Loss)

Example: You win 40% of trades, with an average R:R of 1:2. Assume risk = 1 unit, reward = 2 units.

Expectancy = (0.4 × 2) – (0.6 × 1) = 0.8 – 0.6 = +0.2 units per trade. Positive!

Even with a 40% win rate, you’re profitable because your wins are twice as large as your losses.

Risk‑Reward Simulator

Adjust the sliders to see how risk and reward affect your required win rate.

Adjust sliders and click calculate.

Example – USD/JPY Trade

You identify a support level at 148.00 and resistance at 149.00. You enter at 148.20, stop loss at 147.90 (30 pips), take profit at 149.10 (90 pips). Your R:R is 90/30 = 3 (1:3). You risk $300 on a standard lot to make $900.

If your win rate is just 30%, expectancy = (0.3×3) – (0.7×1) = 0.9 – 0.7 = +0.2 units. Still profitable!

The High‑Ratio Trap

It’s tempting to aim for 1:5 or 1:10, but such trades rarely hit. If your take profit is too far away, your win rate plummets. Find a balance – a realistic 1:2 with a 50% win rate is better than a 1:5 that wins only 10% of the time.

📝 Test your knowledge: Risk‑Reward Ratio

1. If you risk 20 pips to make 60 pips, what is your risk‑reward ratio?
1:1
1:2
1:3
3:1
2. What win rate do you need to break even with a 1:2 risk‑reward ratio?
50%
33.3%
66.7%
25%
3. Which of the following statements is TRUE?
A higher R:R always means higher profits
R:R must be balanced with win rate
You should aim for at least 1:5 on every trade
Stop loss size doesn’t affect R:R
4. If your win rate is 40% and your average R:R is 1:2, what is your expectancy per trade (risk = 1 unit)?
-0.2 units
+0.2 units
+0.4 units
-0.4 units
5. Why is it dangerous to set a take profit too far away?
It increases your risk
It lowers your win rate, possibly making the strategy unprofitable
It requires a wider stop loss
It violates broker regulations

📘 Continue mastering risk